Privacy Policy

1. Introduction

LEAP Protocol ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our blockchain-powered invoice factoring platform and related services.

By accessing or using LEAP, you agree to this Privacy Policy. If you do not agree with the terms of this policy, please do not access the platform.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide, including:

• Name, email address, and contact information
• Business name, address, and tax identification numbers
• Bank account and payment information
• Government-issued identification for KYC/AML compliance
• Invoice data and transaction history
• Wallet addresses and blockchain transaction data

Automatically Collected Information

When you access LEAP, we automatically collect:

• Device information (browser type, operating system, device identifiers)
• IP address and geographic location
• Usage data and platform interaction patterns
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for:

• Providing and maintaining our invoice factoring services
• Processing transactions and managing your account
• Conducting AI-powered fraud detection and risk assessment
• Verifying your identity and complying with legal obligations
• Communicating with you about services, updates, and promotions
• Improving our platform through analytics and research
• Preventing fraud and ensuring platform security

4. Information Sharing

We may share your information with:

• Other Platform Users: Invoice information is shared with potential investors as part of the marketplace functionality
• Service Providers: Third-party vendors who assist in operating our platform
• Legal Authorities: When required by law or to protect our rights
• Business Transfers: In connection with mergers, acquisitions, or asset sales

We do not sell your personal information to third parties for marketing purposes.

5. Blockchain Data

Please note that transactions on the blockchain are public and immutable. While we protect your personal information off-chain, on-chain transaction data (including wallet addresses and transaction amounts) is publicly accessible and cannot be deleted or modified.

6. Data Security

We implement industry-standard security measures including encryption, secure servers, and access controls to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access and receive a copy of your personal data
• Rectify inaccurate or incomplete information
• Request deletion of your personal data (subject to legal obligations)
• Object to or restrict processing of your data
• Data portability
• Withdraw consent at any time

8. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Transaction records may be retained for longer periods as required by financial regulations.

9. International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers in compliance with applicable data protection laws.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of LEAP after changes constitutes acceptance of the updated policy.